EU and Global Project Financing Procedure
This document outlines the procedure for financing promising projects and businesses in various sectors of the economy across the EU and other regions of the world. It details a unique loan product without collateral, offered by a lender based in Dubai, UAE, with specific terms, conditions, and steps for project approval and funding.
Loan Product Details
Loan Type
Loan without collateral. The collateral is replaced by project risk insurance and the initiator's expenses.
Insurance
Insurance amount: up to 7% (The insurance amount is determined based on the specific project, its amount, risks and lending conditions).
Interest Rate
Loan interest rate: up to 7% per year.
Terms and Amounts
Loan terms: Min. 5 years. Possible terms range from 5 to 25 years. Loan amounts: from .1 ml. euro. (no restrictions)
Credit holidays are possible by agreement with the lender. The country of loan issue is UAE (Dubai), and the lender's resources come from DUBAI BANKS.
Initial Project Submission

1

Project Presentation
The initiator presents his project in the form of a presentation or business plan.

2

European Partner Review
The lender's partner in Europe accepts the initial information and sends the project to Dubai for preliminary consideration.

3

Preliminary Approval
If pre-approved, the initiator flies to Dubai to defend his business plan to the lender.

4

Formal Proposal
If the project is approved, the lender provides a formal indicative proposal with the terms of the loan.
The initiator can refuse the offer received from the lender until the loan agreement is signed without any obligations.
Project Insurance and SPV Company Formation
  1. When signing a loan agreement, the initiator insures the risks of the project in favor of the lender in an insurance company located in Dubai.
  1. After agreeing on the terms of the loan agreement and paying for insurance, the parties open a joint SPV (project) company in the free economic zone of Dubai.
  1. Participation shares of the parties in the company: 98% - Lender, 2% - Project.
  1. Note: There are additional costs for registering an SPV company!
Special Purpose Vehicle (SPV) Company Registration
The lender deposits investment capital into the established SPV company.
Fund Transfer
The funds are then transferred directly to the project owner's account.
Fund Usage Oversight
The lender's designated partner closely monitors the proper utilization of the funds.
Business Plan Preparation Service
In the absence of a business plan on the part of the initiator, it is possible to prepare a business plan for the project with further protection of the project before the lender. This work is carried out by an accredited European bureau, which has experience working with the lender to develop the necessary documentation.

1

Service Cost
The cost of this service is 4300 euros.

2

Expertise
The European bureau has experience working with the lender to develop the necessary documentation.

3

Comprehensive Support
This service includes preparing the business plan and defending the project before the lender.
Commission and Payment Terms
Important! Payment of commission to the lender's European partner in the amount of 2.5% is paid only after receiving the loan to the account of the project initiator. There are no advance payments.
In this case, the amount of the partner's commission is already taken into account in the business plan and agreed in advance with the lender.
Next Steps for Interested Parties
If you are interested, a detailed package of necessary documents will be sent with information about the lender and the terms of cooperation, and a conference with the European partner will be organized at a time convenient for the parties.
Document Package
Receive a detailed package of necessary documents.
Lender Information
Get information about the lender and terms of cooperation.
Partner Conference
Participate in a conference with the European partner at a convenient time.